Dual Occupation Disclosure

As a Carte Wealth Management Inc. Representative I am engaged in various business activities including being a registered Mutual Funds Salesperson, a licensed Life Insurance Advisor, a Director/Owner, a Member and a Volunteer and represent separate companies for each purpose. As such, you may be dealing with more than one company depending on the products purchased, or services rendered. Remuneration also varies with the products purchased, or services rendered. I will be representing Carte Wealth Management Inc. for the sale of mutual fund products and will provide you with the name of the entity that I represent while conducting business as a licensed Life Insurance Advisor, as a Director/Owner, as a Member and as a Volunteer. The business activities relating to my position as a licensed Life Insurance Advisor, my position as a Director/Owner, my position as a Member and my position as a Volunteer are not the business of, or under the supervision of Carte Wealth Management Inc., and Carte Wealth Management Inc. will not be liable or responsible for such activities.

I, Delvin Wilmot, am a registered mutual fund salesperson represented by Carte Wealth Management Inc.

  1. I am also a licensed Life Insurance Advisor with Innovative Life Insurance Agencies Inc., Blendable Insurance and The Gryphin Advantage, insurance managing general agencies, and with Benecaid Health Benefit Solutions Inc. and Ingle International, insurance carriers. Any activity relating to my occupation as a licensed Life Insurance Advisor is not the business of, or under the supervision of, Carte Wealth Management Inc., and Carte Wealth Management Inc. will not be liable or responsible for such activities.
  2. I am also the Director/Owner of Wilmot Financial Services Inc., an entity through which I place my life insurance business, and entity to which my life insurance and mutual fund commissions are paid and an entity whose name I use as a trade name when conducting mutual fund related business. Any activity relating to my occupation as a Director/Owner is not the business of, or under the supervision of, Carte Wealth Management Inc., and Carte Wealth Management Inc. will not be liable or responsible for such activities.
  3. I am also a Member of Advocis, The Financial Advisors Association of Canada, a professional membership association of financial advisors in Canada, and of the Million Dollar Round Table (“MDRT”), the premier association of financial professionals. Any activity relating to my occupation as a Member is not the business of, or under the supervision of, Carte Wealth Management Inc., and Carte Wealth Management Inc. will not be liable or responsible for such activities.
  4. I am also a Volunteer with the Centre Wellington Rotary Club, a service club organization dedicated to improving communities. Any activity relating to my occupation as a Volunteer is not the business of, or under the supervision of, Carte Wealth Management Inc., and Carte Wealth Management Inc. will not be liable or responsible for such activities.

I, Delvin Wilmot, wish this distinction to be clear, and if you are not sure of the difference, let us discuss it, or I can suggest sources from which you can obtain the necessary explanation. Our self-regulatory organization, The Mutual Fund Dealers Association of Canada (“MFDA”), has rules which state that the distinction between these business activities must be clear and that you understand the difference for the purposes of mutual fund transactions.